Terms & Conditions

Terms & Conditions for loan example

Quantum Asset Finance Example:

Consider this:
Borrowing $12,000 across 36 months at an interest rate of 15.95% p.a. means you'll repay a total of $18,545.44, covering all fees and interest.

At Quantum Asset Finance, we specialize in loans spanning a minimum of 12 months to a maximum of 84 months. Our interest rates currently vary from 8.95% APR to a maximum of 25.95% APR. Your specific rate will hinge on factors like your credit history, the security you offer, and your overall credit profile.

It's important to note:

1. All approvals comply with the lender's credit criteria and responsible lending standards. The loan amount and interest rate offered are contingent upon your personal circumstances, the type of lending required, and the security provided (if any). Additional terms, fees, and conditions from lenders are applicable.
2. Results from our calculator are illustrative and based on limited financial information you provide. They are not approvals, pre-approvals, or quotes. The calculation uses an example rate of 9.95% p.a., featuring amortized scheduled repayments with a fixed interest rate throughout the loan term.
3. Our rates span from 8.95% to 25.95% with a maximum term of 5 years.

How I get paid

Upfront commission:
Is a one-off payment from the Lender to Quantum Asset Finance
on settlement, a percentage of which is paid to me.

Clawback:
If you choose to repay or refinance your asset your Lender may 'clawback' the original commission payment from me according to their clawback rules. I'll let you know if this applies to you.

One-off fees:
If you've requested my services, I may charge you a one-off fee if Quantum Asset Finance doesn't receive a commission from your lender. This fee is based on an estimate of the time spent completing your service.